The long-term care insurance market

被引：22

作者：

Kessler, Denis ^{[1
]}

机构：

[1] Immeuble SCOR, F-92074 Paris, France

来源：

GENEVA PAPERS ON RISK AND INSURANCE-ISSUES AND PRACTICE | 2008年 / 33卷 / 01期

关键词：

long-term care insurance; escalating costs; adverse selection; moral hazard; France and the United States; old age;

D O I：

10.1057/palgrave.gpp.2510164

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

This paper focuses on the existence of an insurance market for long-term care. There are three major risks for insurers that provide long-term care insurance: risk of escalating costs, risk of adverse selection and risk of moral hazard. Despite these risks, the long-term care insurance is a potentially expanding market for insurance companies able to innovate and design products tailored to this very specific demand.

引用

页码：33 / 40

页数：8

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