The long-term care insurance market

被引：24
|
作者：
Kessler, Denis [1 ]
机构：
[1] Immeuble SCOR, F-92074 Paris, France
来源：
GENEVA PAPERS ON RISK AND INSURANCE-ISSUES AND PRACTICE | 2008年 / 33卷 / 01期
关键词：
long-term care insurance; escalating costs; adverse selection; moral hazard; France and the United States; old age;
D O I：
10.1057/palgrave.gpp.2510164
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
This paper focuses on the existence of an insurance market for long-term care. There are three major risks for insurers that provide long-term care insurance: risk of escalating costs, risk of adverse selection and risk of moral hazard. Despite these risks, the long-term care insurance is a potentially expanding market for insurance companies able to innovate and design products tailored to this very specific demand.
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页码：33 / 40
页数：8
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