The long-term care insurance market

被引：24
|
作者：
Kessler, Denis [1 ]
机构：
[1] Immeuble SCOR, F-92074 Paris, France
来源：
GENEVA PAPERS ON RISK AND INSURANCE-ISSUES AND PRACTICE | 2008年 / 33卷 / 01期
关键词：
long-term care insurance; escalating costs; adverse selection; moral hazard; France and the United States; old age;
D O I：
10.1057/palgrave.gpp.2510164
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
This paper focuses on the existence of an insurance market for long-term care. There are three major risks for insurers that provide long-term care insurance: risk of escalating costs, risk of adverse selection and risk of moral hazard. Despite these risks, the long-term care insurance is a potentially expanding market for insurance companies able to innovate and design products tailored to this very specific demand.
引用
下载
收藏
页码：33 / 40
页数：8
相关论文
共 50 条
  • [21] Social Insurance for Long-term Care
    Karagiannidou, Maria
    Wittenberg, Raphael
    JOURNAL OF POPULATION AGEING, 2022, 15 (02) : 557 - 575
  • [22] A Primer on Long-Term Care Insurance
    Powell, Suzanne K.
    PROFESSIONAL CASE MANAGEMENT, 2013, 18 (03) : 107 - 109
  • [23] Long-term care insurance: Buy it or not!
    Ali, NS
    GERIATRIC NURSING, 2005, 26 (04) : 237 - 240
  • [24] Fair long-term care insurance
    Marie-Louise Leroux
    Pierre Pestieau
    Gregory Ponthiere
    Social Choice and Welfare, 2021, 57 : 503 - 533
  • [25] The Private Market for Long-Term Care Insurance in the United States: A Review of the Evidence
    Brown, Jeffrey R.
    Finkelstein, Amy
    JOURNAL OF RISK AND INSURANCE, 2009, 76 (01) : 5 - 29
  • [26] Why Systemic Risk Considerations Affect the Market for Long-Term Care Insurance
    Lumsdaine, Robin L.
    ECONOMISTS VOICE, 2011, 8 (03):
  • [27] Adverse selection in a start-up long-term care insurance market
    Baker, W. J.
    Mayhew, L.
    Adams, C. J.
    Banthorpe, P. J.
    Parmar, J.
    Hurley, J. B.
    Jenkins, J. A.
    Kenny, T. P. J.
    Swatton, C.
    BRITISH ACTUARIAL JOURNAL, 2015, 20 (02) : 348 - 365
  • [28] Early Mover Advantages: Evidence From the Long-Term Care Insurance Market
    McShane, Michael K.
    Cox, Larry A.
    Ge, Yanling
    JOURNAL OF RISK AND INSURANCE, 2012, 79 (04) : 1115 - 1141
  • [29] Long-term care insurance and life insurance demand
    Meier, V
    GENEVA PAPERS ON RISK AND INSURANCE THEORY, 1998, 23 (01): : 49 - 61
  • [30] Long-Term Care Insurance and Life Insurance Demand
    Volker Meier
    The Geneva Papers on Risk and Insurance Theory, 1998, 23 : 49 - 61
12345