Research on financial risk control of rural e-commerce

被引：0
|
作者：
Bai X. [1 ]
机构：
[1] Hangzhou Vocational and Technical College, Hangzhou, Zhejiang
来源：
International Journal of Wireless and Mobile Computing | 2020年 / 18卷 / 04期
关键词：
Internet finance; Risk control; Rural e-commerce;
D O I：
10.1504/IJWMC.2020.108540
中图分类号：
学科分类号：
摘要：
Internet finance has the characteristics of low transaction cost, efficient and fast transaction process, wide coverage, large data value and information sharing. It is difficult for credit information caused by information asymmetry in rural finance, and financial institutions have high operating costs and high risks. The problems of high user financing threshold and low level of user financial information culture are just complementary. Many companies such as Ali and Baidu have launched internet finance business. The core of internet finance is risk control. Collect user information for data analysis, evaluate user credit ratings, identify fraudulent users, increase fraud costs for fraudulent users, and block fraudulent users before lending to prevent risk. Copyright © 2020 Inderscience Enterprises Ltd.
引用
收藏
页码：398 / 402
页数：4
相关论文
共 50 条
  • [21] Research on the Development Trend and Influencing Factors of Rural E-commerce
    Xu, Qiu-Ju
    Yu, Yang
    Zeng, Yi-Tang
    2015 2ND INTERNATIONAL CONFERENCE ON SOCIAL SCIENCE (ICSS 2015), 2015, : 257 - 261
  • [22] Research on the Last Mile Delivery of Rural E-commerce in China
    Zeng, Mengjie
    PROCEEDINGS OF THE 2018 INTERNATIONAL SYMPOSIUM ON SOCIAL SCIENCE AND MANAGEMENT INNOVATION (SSMI 2018), 2018, 68 : 540 - 545
  • [23] The Research on the Development Mode and Experience of Rural E-commerce in Yichang
    Xu Qiuju
    Zhu Xiaohui
    Yu Yang
    PROCEEDINGS OF THE FOURTH INTERNATIONAL SYMPOSIUM - MANAGEMENT, INNOVATION & DEVELOPMENT, BK ONE & TWO, 2017, : 1362 - 1366
  • [24] Research on the Development Path of Rural E-commerce under the Rural Revitalization Strategy
    Liu, Xiaoguo
    Wang, Yanhua
    Yu, Chen
    2018 7TH INTERNATIONAL CONFERENCE ON SOCIAL SCIENCE, EDUCATION AND HUMANITIES RESEARCH (SSEHR 2018), 2018, : 725 - 729
  • [25] E-Commerce Mobile Payment Security Risk Research
    Sun, Weixi
    PROCEEDINGS OF THE 2012 INTERNATIONAL CONFERENCE ON MANAGEMENT INNOVATION AND PUBLIC POLICY (ICMIPP 2012), VOLS 1-6, 2012, : 767 - 770
  • [26] Identification of Financial Strategy in E-commerce
    Svatosova, Veronika
    Chalupova, Sylva
    Dvorakova, Petra
    EUROPEAN FINANCIAL SYSTEMS 2018: PROCEEDINGS OF THE 15TH INTERNATIONAL SCIENTIFIC CONFERENCE, 2018, : 715 - 724
  • [27] Applied financial econometrics in E-commerce
    Hart, Dennis
    ECONOMIC RECORD, 2006, 82 (258) : 368 - 370
  • [28] Importance of Financial Strategy in E-commerce
    Svatosova, Veronika
    EKONOMICKY CASOPIS, 2021, 69 (03): : 278 - 305
  • [29] The Financial Risk and Its Control of E-Commerce Enterprise Based on the Perspective of Integrated Supply Chain
    Zhen, Li
    PROCEEDINGS OF THE 2016 INTERNATIONAL CONFERENCE ON EDUCATION, MANAGEMENT AND COMPUTING TECHNOLOGY (ICEMCT-16), 2016, 59 : 747 - 750
  • [30] Integration of e-commerce security risk quantification and traditional financial risk quantification
    Lao, Guoling
    Wang, Liping
    International Conference on Management Innovation, Vols 1 and 2, 2007, : 941 - 946
12345