The Causal Factors of Large Health Insurance Claims: A Case Study

被引：0

作者：

Rahim, Nooramal Fitriyah Abdul ^{[1
]}

Tan, Abby ^{[1
]}

Shahrill, Masitah ^{[2
]}

机构：

[1] Univ Brunei Darussalam, Fac Sci, Bandar Seri Begawan, Brunei

[2] Univ Brunei Darussalam, Sultan Hassanal Bolkiah Inst Educ, Bandar Seri Begawan, Brunei

来源：

ADVANCED SCIENCE LETTERS | 2018年 / 24卷 / 01期

关键词：

Trends; Health Insurance Claims; Factors; Case Study; Brunei Darussalam;

D O I：

10.1166/asl.2018.11981

中图分类号：

O [数理科学和化学]; P [天文学、地球科学]; Q [生物科学]; N [自然科学总论];

学科分类号：

07 ; 0710 ; 09 ;

摘要：

The aim of this study is to analyze the health claims of a local insurance company in Brunei Darussalam by examining the trends in claims amounts that could assist the company identify the causes of large claims. The data from the claims experiences of Insurance Company Z was used in the analysis. From the findings, the company charges the same premium for all age groups. Despite middle and old age groups being the least dominant, in terms of number of claims, their claims amounts are significantly and comparatively more than the young age group. This is attributed to the fact that they are more likely to acquire the claim than their young counterpart.

引用

页码：273 / 275

页数：3

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