Analysis of the Internet Financial to Alleviate the Financing Predicament of Small and Medium-sized Enterprise

With the development of economy and the progress of information technology, the Internet finance has opportunities to development. The Internet helps to relieve the financial difficulties in small and medium-sized enterprises. However, it has some issues, such as: the lag in legislation and supervision, competition with private lending, and commercial banks, lack of professionals, business risks and other issues. Therefore, it needs to adopt sound policies and regulations, in cooperation with the commercial banks, the training and the introduction of talents, countermeasures to strengthen the credit system construction. The theory of system science is of value to the analysis of the problem.