The formation and growth of intermetallic compounds (IMCs) have an important effect on the reliability of the solder. In this paper, formation and evolution of IMCs between the In-3Ag solder and Cu substrate were systematically explored for different soldering time ranged from 1 to 30 min. The interface soldered for 1 or 2 min was only composed of (Ag,Cu)In-2 IMCs. When the soldering time extended to 4 min, a new (Cu,Ag)(11)In-9 IMCs layer appeared under the (Ag,Cu)In-2 IMCs layer. When the soldering time exceeded 5 min, the (Ag,Cu)In-2 layer was completely decomposed and replaced by the (Cu,Ag)(11)In-9 layer. Meanwhile, the growth of (Ag,Cu)In-2 and (Cu,Ag)(11)In-9 intermetallic layers during jointing were all diffusion-controlled and the growth rates of them are 0.398 and 0.507 A mu m(2)/s, respectively. Furthermore, shear strength results showed that the shear strength of solder joints decreased with soldering time extending, and those decrease from 5.64 MPa after soldered for 1 min to 3.07 MPa when the soldering time extended to 30 min. The fracture mode also changed from typical ductile fracture mode to mixed ductile-brittle fracture mode with soldering time extending.