The Credit Risk Evaluation Index System Construction in Commercial Banks Based on BP Neural Network

被引:0
|
作者
Li, Yukun [1 ]
Ju, Xiaofeng [1 ]
Shao, Haihong [1 ]
机构
[1] Harbin Inst Technol, Sch Management, Harbin 150006, Peoples R China
关键词
Credit risk; credit risk evaluation; BP neural network;
D O I
暂无
中图分类号
TP [自动化技术、计算机技术];
学科分类号
0812 ;
摘要
Based on the establishment of the commercial bank credit risk evaluation index system, this paper builds a commercial bank credit risk evaluation model based on BP neural network. This network has nine factor inputs, and one output measuring commercial bank credit risks, with a total three-layer structure. Also the neural network has the abilities of self-adaption, self-organizing and self-learning according to the specific problems.
引用
收藏
页码:383 / 390
页数:8
相关论文
共 50 条
  • [21] Construction of Applied Undergraduate Course Evaluation System Based on BP Neural Network
    Huo, Xiuzhen
    [J]. MOBILE INFORMATION SYSTEMS, 2022, 2022
  • [22] Application of BP Neural Network in Risk Evaluation of Railway Construction
    Jin, Jing
    Li, Zonghao
    Zhu, Liang
    Tong, Xinhao
    Yang, Changwei
    [J]. Journal of Railway Engineering Society, 2019, 36 (03): : 103 - 109
  • [23] Research on personal credit evaluation system of commercial banks
    Li Yuanyuan
    [J]. FIRST INTERNATIONAL WORKSHOP ON KNOWLEDGE DISCOVERY AND DATA MINING, PROCEEDINGS, 2007, : 457 - 460
  • [24] Taobao Shop Credit Evaluation Model Based on BP Neural Network
    Bai, Dan
    Zuo, Min
    [J]. PROCEEDINGS OF THE 2015 INTERNATIONAL CONFERENCE ON EDUCATION, MANAGEMENT AND COMPUTING TECHNOLOGY, 2015, 30 : 1215 - 1220
  • [25] Study on Commercial Banks Credit Risk Based on AGA and Camel Rating System
    Yang, Shaomei
    Zhao, Junyan
    [J]. WKDD: 2009 SECOND INTERNATIONAL WORKSHOP ON KNOWLEDGE DISCOVERY AND DATA MINING, PROCEEDINGS, 2009, : 562 - +
  • [26] A Self-Learning BP Neural Network Assessment Algorithm for Credit Risk of Commercial Bank
    Liu, Lulu
    [J]. Wireless Communications and Mobile Computing, 2022, 2022
  • [27] A Self-Learning BP Neural Network Assessment Algorithm for Credit Risk of Commercial Bank
    Liu, Lulu
    [J]. WIRELESS COMMUNICATIONS & MOBILE COMPUTING, 2022, 2022
  • [28] RETRACTED: An Application of the Combination of Principal Component Analysis and BP Neural Network to Credit Assessment in the Commercial Banks (Retracted Article)
    Li Bo
    Xu Congwei
    [J]. 2009 INTERNATIONAL FORUM ON INFORMATION TECHNOLOGY AND APPLICATIONS, VOL 1, PROCEEDINGS, 2009, : 426 - +
  • [29] Evaluation of Credit Risk in Commercial Banks Using TOPSIS Model Based on Entropy Weight
    Zhu Jianhui
    Guan Shuxue
    [J]. PROCEEDINGS OF THE 5TH INTERNATIONAL CONFERENCE ON INNOVATION & MANAGEMENT, VOLS I AND II, 2008, : 782 - 786
  • [30] A New Model of Enterprise Credit Risk Assessment Based on BP Neural Network
    Guo Yang
    Dong Huailin
    Zheng Yuhui
    Wu Junjie
    Wu Jing
    [J]. ICCSE 2008: PROCEEDINGS OF THE THIRD INTERNATIONAL CONFERENCE ON COMPUTER SCIENCE & EDUCATION: ADVANCED COMPUTER TECHNOLOGY, NEW EDUCATION, 2008, : 410 - 414