Research on personal credit evaluation system of commercial banks

被引：1
|
作者：
Li Yuanyuan [1 ]
机构：
[1] Wuhan Univ Technol, Sch Management, Wuhan 430070, Peoples R China
来源：
FIRST INTERNATIONAL WORKSHOP ON KNOWLEDGE DISCOVERY AND DATA MINING, PROCEEDINGS | 2007年
关键词：
personal credit; evaluation system; commercial bank;
D O I：
10.1109/WKDD.2008.147
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
Based on the analysis of personal credit evaluation index systems in and out of China, this paper establishes personal credit evaluation index system of commercial banks suitable for China, which can be divided into three parts: Personal indices, economy indices and credit indices; and this paper builds personal credit synthetic evaluation model based on GEM algorithm to better make use of experts' experiences and wisdom, and to overcome the inconsistency of experts' evaluation results. This evaluation system provides references for commercial banks to make customer loan decisions.
引用
收藏
页码：457 / 460
页数：4
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