Research on the Control of Personal Credit Risk in Commercial Banks in China

被引：0
|
作者：
Wang Baoqian [1 ]
Li Yong [1 ]
机构：
[1] Hohai Univ, Sch Management, Nanjing 211100, Jiangsu, Peoples R China
来源：
PROCEEDINGS OF THE 5TH (2013) INTERNATIONAL CONFERENCE ON FINANCIAL RISK AND CORPORATE FINANCE MANAGEMENT, VOLS I AND II | 2013年
关键词：
commercial banks; personal credit; risk control; credit assessment;
D O I：
暂无
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
Based on the statistics of personal credit business of Agricultural Bank of China, this paper discovered variables influencing the personal credit breaches through selecting perspective elements. A multi-regression linear model was also established and was tested by adopting corresponding testing sample. Through the multi-regression linear model analysis, this paper got explanation variables and corresponding coefficients, which had a vital significance in guiding china's commercial banks to manage their personal credit risks.
引用
收藏
页码：465 / 469
页数：5
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