Research on the Control of Personal Credit Risk in Commercial Banks in China

被引：0

作者：

Wang Baoqian ^{[1
]}

Li Yong ^{[1
]}

机构：

[1] Hohai Univ, Sch Management, Nanjing 211100, Jiangsu, Peoples R China

来源：

PROCEEDINGS OF THE 5TH (2013) INTERNATIONAL CONFERENCE ON FINANCIAL RISK AND CORPORATE FINANCE MANAGEMENT, VOLS I AND II | 2013年

关键词：

commercial banks; personal credit; risk control; credit assessment;

D O I：

暂无

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

Based on the statistics of personal credit business of Agricultural Bank of China, this paper discovered variables influencing the personal credit breaches through selecting perspective elements. A multi-regression linear model was also established and was tested by adopting corresponding testing sample. Through the multi-regression linear model analysis, this paper got explanation variables and corresponding coefficients, which had a vital significance in guiding china's commercial banks to manage their personal credit risks.

引用

页码：465 / 469

页数：5

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