Financial Services to the Unbanked: the case of the Mzansi intervention in South Africa

被引：3
|
作者：
Kostov, Philip [1 ]
Arun, Thankom [1 ]
Annim, Samuel [1 ]
机构：
[1] Univ Cent Lancashire, Preston, Lancs, England
来源：
CONTEMPORARY ECONOMICS | 2014年 / 8卷 / 02期
关键词：
access to finance; variable selection; adaptive LASSO;
D O I：
10.5709/ce.1897-9254.140
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
The Mzansi intervention is a major initiative designed to provide banking service to the unbanked South African population. This study investigates the underlaying variables that define the choice of a Mzansi account from a consumer perspective. Unlike previous studiess, We do not assume that demand for financial service is given but insted that is underline by perceptions and attidues. Finacial attitudes and perceptions are found to exert significant effects on financial choices. In particular, aspirations and forward-looking values are instrumental in facilitating acess to finance.
引用
收藏
页码：191 / 206
页数：16
相关论文
共 50 条
  • [31] Unbanked to banked: reintermediation role of banks in e-government services for financial inclusion in an Indian context
    Nair, Jessy
    Jain, Mohith Kumar
    [J]. JOURNAL OF ASIA BUSINESS STUDIES, 2022, 16 (02) : 354 - 370
  • [32] Comparing the forecasting ability of financial conditions indices: The case of South Africa
    Balcilar, Mehmet
    Gupta, Rangan
    van Eyden, Renee
    Thompson, Kirsten
    Majumdar, Anandamayee
    [J]. QUARTERLY REVIEW OF ECONOMICS AND FINANCE, 2018, 69 : 245 - 259
  • [33] Country risk and financial integration-A case study of South Africa
    Goldberg, Cathy S.
    Veitch, John M.
    [J]. RESEARCH IN INTERNATIONAL BUSINESS AND FINANCE, 2010, 24 (02) : 138 - 145
  • [34] Uneven development in UK financial services: The case of the South West and Wales
    Gripaios, P
    Munday, M
    [J]. SERVICE INDUSTRIES JOURNAL, 2000, 20 (01): : 153 - 180
  • [35] The Role of Informal Financial Services in Africa
    Klapper, Leora
    Singer, Dorothe
    [J]. JOURNAL OF AFRICAN ECONOMIES, 2015, 24 : I12 - I31
  • [36] Developments in the financial services sector in Africa
    Abor, Joshua Yindenaba
    Alagidede, Paul
    Ocran, Matthew Kofi
    Adjasi, Charles K. D.
    [J]. REVIEW OF DEVELOPMENT FINANCE, 2014, 4 (02) : 63 - 65
  • [37] Financial services and economic development in Africa
    Ncube, Mthuli
    [J]. JOURNAL OF AFRICAN ECONOMIES, 2007, 16 : 13 - 57
  • [38] Integrating HIV Care into Primary Care Services: Quantifying Progress of an Intervention in South Africa
    Uebel, Kerry E.
    Joubert, Gina
    Wouters, Edwin
    Mollentze, Willie F.
    van Rensburg, Dingie H. C. J.
    [J]. PLOS ONE, 2013, 8 (01):
  • [39] Mountains as a critical source of ecosystem services: the case of the Drakensberg, South Africa
    S. J. Ngwenya
    E. Torquebiau
    J. W. H. Ferguson
    [J]. Environment, Development and Sustainability, 2019, 21 : 1035 - 1052
  • [40] Mountains as a critical source of ecosystem services: the case of the Drakensberg, South Africa
    Ngwenya, S. J.
    Torquebiau, E.
    Ferguson, J. W. H.
    [J]. ENVIRONMENT DEVELOPMENT AND SUSTAINABILITY, 2019, 21 (02) : 1035 - 1052
12345