Determinants of Loan Repayment Performance of Small and Medium Enterprises (SMEs) in Ghana: The Case of Asante Akyem Rural Bank

被引：6

作者：

Salifu, Ahmed Tijani ^{[1
]}

Tofik-Abu, Zakiya ^{[2
]}

Rahman, M. Arifur ^{[3
]}

Sualihu, Mohammed Aminu ^{[4
]}

机构：

[1] Islamic Univ Coll Ghana, Dept Accounting, Accra, Ghana

[2] Alijos Consultancy Serv, Konongo, Ghana

[3] North South Univ, Sch Business & Econ, Dhaka, Bangladesh

[4] Monash Univ, Monash Business Sch, Caulfield, Vic, Australia

来源：

JOURNAL OF AFRICAN BUSINESS | 2018年 / 19卷 / 02期

关键词：

Loan repayment performance; small and medium-sized enterprises; Rural Bank; Ghana;

D O I：

10.1080/15228916.2018.1440460

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

We examine the role of a typical set of determinants of loan repayment performance of SMEs in the context of a rural bank's setting in Ghana. Our analysis using survey data suggests that, while higher application cost, loan size and interest rate exert significantly negative influence on loan repayment, higher educational background of the SME operators is associated with significantly better repayment performance. Interestingly, in comparison with those with only primary-level education, SME operators with tertiary education register the best repayment performance followed by those with secondary education. We provide detailed discussion and managerial implications of these findings.

引用

页码：279 / 296

页数：18

共 50 条

[41] Analysis of the Effect of Supply Chain on Small and Medium Enterprises Performance in Medan (Case study on Leather Shoes SMEs)
Kodrat, Kimberly Febrina
Sinulingga, Sukaria
Napitupulu, Humala
Hadiguna, Rika Ampuh
[J]. 1ST INTERNATIONAL CONFERENCE ON INDUSTRIAL AND MANUFACTURING ENGINEERING, 2019, 505
[42] The Determinants of Performance in Alternative Markets for Small and Medium Enterprises: International Evidence
Wong, Alvin Y. T.
Tang, Gordon Y. N.
Chan, Kam C.
[J]. REVIEW OF PACIFIC BASIN FINANCIAL MARKETS AND POLICIES, 2013, 16 (02)
[43] Determinants of the performance of small and medium-sized enterprises in emerging markets
The Nguyen Huynh
[J]. INTERNATIONAL JOURNAL OF PRODUCTIVITY AND PERFORMANCE MANAGEMENT, 2022, 71 (08) : 3160 - 3178
[44] Information, bank-enterprise relation, and the finance of SMEs (the small- and medium-sized enterprises)
Zhang Yongqiang
[J]. INFORMATION TECHNOLOGY AND INDUSTRIAL ENGINEERING, VOLS 1 & 2, 2014, : 911 - 917
[45] Determinants of loan survival rates for small and medium-sized enterprises: Evidence from an emerging economy
Batiz-Zuk, Enrique
Lopez-Gallo, Fabrizio
Mohamed, Abdulkadir
Sanchez-Cajal, Fatima
[J]. INTERNATIONAL JOURNAL OF FINANCE & ECONOMICS, 2022, 27 (04) : 4741 - 4755
[46] Identifying the key areas for benchmarking towards the improvement of small and medium scale enterprises (SMEs) construction firms in developing countries: the case of Ghana
Kissi, Ernest
Aigbavboa, Clinton
Babon-Ayeng, Prosper
[J]. INTERNATIONAL JOURNAL OF PRODUCTIVITY AND PERFORMANCE MANAGEMENT, 2023, 72 (09) : 2518 - 2537
[47] Analysing the determinants of heatwave risk for small and medium enterprises: a case study
Rayadurgam, Hrishikesh Mahadev
Rao, Prakash
[J]. INTERNATIONAL JOURNAL OF GLOBAL WARMING, 2023, 30 (04) : 430 - 450
[48] Firm performance model in small and medium enterprises (SMEs) based on learning orientation and innovation
Lestari, E. R.
Ardianti, F. L.
Rachmawati, L.
[J]. INTERNATIONAL CONFERENCE ON GREEN AGRO-INDUSTRY AND BIOECONOMY (ICGAB 2017), 2018, 131
[49] Australian small and medium sized enterprises (SMEs): A study of high performance management practices
Wiesner, Retha
McDonald, Jim
Banham, Heather C.
[J]. JOURNAL OF MANAGEMENT & ORGANIZATION, 2007, 13 (03) : 227 - 248
[50] Environmental, Social and Governance (ESG) Disclosure and the Small and Medium Enterprises (SMEs) Sustainability Performance
Shalhoob, Hebah
Hussainey, Khaled
[J]. SUSTAINABILITY, 2023, 15 (01)

← 1 2 3 4 5 →