The influencing factors of satisfaction and lending intention in online lending investment: an empirical study based on the Chinese market

被引：1

作者：

Xu, Weidong ^{[1
]}

Zuo, Ying ^{[1
]}

Gao, Xin ^{[1
]}

Yao, Minglong ^{[1
]}

机构：

[1] Zhejiang Univ, Sch Management, Dept Finance & Accounting, Hangzhou, Zhejiang, Peoples R China

来源：

ACCOUNTING AND FINANCE | 2019年 / 59卷

基金：

中国国家自然科学基金;

关键词：

Influencing factors; Lending intention; Online lending investment; Satisfaction; DECISION-MAKING MODEL; TRUST; COMMERCE; DETERMINANTS; ANTECEDENTS; COMPANY; RISK;

D O I：

10.1111/acfi.12551

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

This paper develops a platform-based influencing factors model which considers value perception, risk prevention measure, non-default experience, trust and incentive gap, to better examine the impact of platforms on investors' satisfaction and lending intention based on the Chinese market. The results reveal that the first four factors positively influence the satisfaction of the investors, while the incentive gap has a negative impact, and there is a positive association between investors' satisfaction and lending intention. Some specific features of China's online lending market are identified, which provides valuable insights for online lending platforms and the government.

引用

页码：2045 / 2071

页数：27

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