What Drives Entrepreneurship in Digital Economy? Evidence from China

被引：153
|
作者：
Yin, Zhichao [1 ]
Gong, Xue [1 ]
Guo, Peiyao [1 ]
Wu, Tao [2 ]
机构：
[1] Capital Univ Econ & Business, Sch Finance, Beijing, Peoples R China
[2] IIT, Chicago, IL 60616 USA
来源：
ECONOMIC MODELLING | 2019年 / 82卷
关键词：
Mobile payment; Entrepreneurship; Risk attitude; Social network; Lending; SELF-EMPLOYMENT; MODEL;
D O I：
10.1016/j.econmod.2019.09.026
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
Using data collected in the 2017 China Household Finance Survey (CHFS), we study the impact of mobile payment on the likelihood of household entrepreneurship. In the empirical analysis, we use two-stage least squares (2SLS) regression to address the endogeneity of mobile payment. The study finds that mobile payment significantly increases the likelihood of household entrepreneurship. The mechanism could be that the mobile payment: 1) makes users more risk seeking; 2) enriches social networks; 3) provides an additional lending channel.
引用
收藏
页码：66 / 73
页数：8
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