A spatial-temporal analysis of financial literacy in United States of America

被引：14
|
作者：
Peng Geng [1 ,2 ]
Liu Fang [2 ]
Lu Wenyi [3 ]
Liao Kaicheng [1 ]
Tang Changan [4 ]
Zhu Lei [2 ]
机构：
[1] Cent S Univ, Business Sch, 932 Lushan South Rd, Changsha 410083, Hunan, Peoples R China
[2] Jishou Univ, Business Sch, 120 Renmin South Rd, Jishou 416000, Peoples R China
[3] CUNY, Grad Ctr, 365 5th Ave, New York, NY 10016 USA
[4] Hunan Univ Commerce, Inst Econ & Trade Dev, 569 Yuelu Ave, Changsha 410205, Hunan, Peoples R China
来源：
FINANCE RESEARCH LETTERS | 2018年 / 26卷
关键词：
Spatial-temporal analysis; Financial literacy; Spatial Durbin model; Spatial dependence;
D O I：
10.1016/j.frl.2017.12.003
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
Most existing studies on the regional distribution of financial literacy overlook the cross-regional variation over time and its determinants. Therefore, this paper chooses spatial Durbin model with panel data to account for spatial dependence of financial literacy across US in 2009, 2012 and 2015. Our empirical findings support that financial literacy of an individual state is associated with the characteristics of its neighbors. Specifically, we find support for the spatial spillover perspective in which per capita real GDP and unemployment rate are positively, and Gini coefficient is negatively associated with the financial literacy in neighboring states.
引用
收藏
页码：56 / 62
页数：7
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