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Heterogeneity of the Effects of Health Insurance on Household Savings: Evidence from Rural China

被引：25
|
作者：
Cheung, Diana [1 ]
Padieu, Ysaline [2 ]
机构：
[1] Univ Paris 01, F-75231 Paris 05, France
[2] CREST, Bergerac, France
来源：
WORLD DEVELOPMENT | 2015年 / 66卷
基金：
美国国家卫生研究院;
关键词：
health insurance; household savings; propensity score matching; Asia; rural China; REBALANCING GROWTH; PRIVATE SAVINGS; SYSTEM; CARE;
D O I：
10.1016/j.worlddev.2014.08.004
中图分类号：
F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];
学科分类号：
0201 ; 020105 ; 03 ; 0303 ;
摘要：
We estimate the impact of the New Cooperative Medical Scheme (NCMS) on household savings by income quartiles in rural China. We control for endogenous NCMS participation with an instrumental variable strategy using the China Health and Nutrition survey. We find that NCMS has a negative impact on middle-income savings but does not affect the poorest participants. NCMS also decreases richest participants' savings, when they do not benefit from other health programs. Thus, the implementation of a health care scheme appears to be an appropriate tool to lower savings and boost consumption and so sustain economic growth. (C) 2014 Elsevier Ltd. All rights reserved.
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页码：84 / 103
页数：20
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