The Effect of CAR, NPL and Good Corporate Governance on Banking Financial Performance in Indonesia

被引:0
|
作者
Irawati, Nisrul [1 ]
Maksum, Azhar [2 ]
Sedalia, Isfenti [1 ]
Fachruddin, Khaira Amalie [1 ]
机构
[1] Univ Sumatera Utara, Fac Econ & Business, Dept Management, Medan, Indonesia
[2] Univ Sumatera Utara, Fac Econ & Business, Accounting Dept, Medan, Indonesia
关键词
Bank; CAR; NPL; Institutional ownership; ROA;
D O I
10.1166/asl.2018.11209
中图分类号
O [数理科学和化学]; P [天文学、地球科学]; Q [生物科学]; N [自然科学总论];
学科分类号
07 ; 0710 ; 09 ;
摘要
According to Indonesian Banking Statistics 2015, there was an increasing source of funds as deposit and distribution of funds as credit in Banks in Indonesia from year 2010 until year 2015. But on the other side, the banking financial performance as measure by Return On Asset (ROA) tend to decrease year to year. In 2014, the banking financial performance 2,85% (decrease 7.4% from 2013) and it continue to decrease 19.2% in 2015. So this study seeks to investigate what factors give an impact to the ROA. The factors are CAR, NPL and Institutional Ownership. The sample of this study is 30 Banks that quoted from Indonesian Stock Exchange for period of 2010-2015 by applying panel data regression analysis. After done, Common Effect Model is chosen as the most suitable for our data. As a result, CAR and NPL each partially has a statistically significant effect on ROA, otherwise the institutional ownership has an effect on ROA but not statistically significant.
引用
收藏
页码:4824 / 4827
页数:4
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