Study on the Relationship between Operational Risk and Economic Capital Allocation in Chinese Commercial Bank - Based on Bank of Communications

With the sustained economic development, setting up a series of management systems is an important way to solve the problems faced by commercial banks. Operational risk is a problem that no bank can ignore. Only by giving it enough attention can we achieve a better business goal. This article first explains the concept of operational risk and then analyzes several types and characteristics of operational risk. After analyzing and explaining the financial data of Bank of Communications, this paper summarizes the causes of the operational risks of commercial banks and their relationship with the economic capital allocation of the bank, and based on this, analyzes how our commercial banks prevent operational risks and optimize the economy Capital allocation made a comment.