Retail Exposures Credit Scoring Models for Chinese Commercial Banks

被引：0

作者：

Yang, Yihan ^{[1
]}

Nie, Guangli ^{[2
]}

Zhang, Lingling ^{[1
,2
]}

机构：

[1] Grad Univ Chinese Acad Sci, Sch Management, Beijing 100190, Peoples R China

[2] Chinese Acad Sci, Res Ctr Fictitious Econ & Data Sci, Beijing 100190, Peoples R China

来源：

COMPUTATIONAL SCIENCE - ICCS 2009 | 2009年 / 5545卷

基金：

北京市自然科学基金; 中国国家自然科学基金;

关键词：

Credit Scoring; Consumer Credit; Logistic Regression;

D O I：

暂无

中图分类号：

TP301 [理论、方法];

学科分类号：

081202 ;

摘要：

This paper firstly discussed several credit scoring models and their development history, then designed the target system of individual credit scoring with individual housing loans data of a stated-owned commercial bank and logistic method, and established all individual credit scoring model including testing. Finally, the paper discussed the application of the individual credit scoring model in consumer credit domain, and brought forward corresponding conclusions and policies.

引用

页码：633 / +

页数：2

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