How will medical savings accounts affect medical spending?

被引：4

作者：

Ozanne, L

机构：

来源：

INQUIRY-THE JOURNAL OF HEALTH CARE ORGANIZATION PROVISION AND FINANCING | 1996年 / 33卷 / 03期

关键词：

D O I：

暂无

中图分类号：

R19 [保健组织与事业（卫生事业管理）];

学科分类号：

摘要：

This paper estimates that if a cross-section of nonelderly adults switched from comprehensive insurance to a combination of catastrophic insurance and a medical savings account (MSA), they would reduce their medical spending by between 2% and 8%. The author constructs measures of the prices individuals pay for medical care under a typical comprehensive insurance policy and a particular combination of catastrophic insurance and MSA. The difference in prices paid in the two health plans is combined with price elasticity estimates from the Health Insurance Experiment to predict changes in spending. Several qualifications to the estimate are considered.

引用

页码：225 / 236

页数：12

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