Financial Planning for Retirement: Age-Related Differences Among Spanish Workers

被引：8

作者：

Jimenez, Irene ^{[1
]}

Chiesa, Rita ^{[2
]}

Topa, Gabriela ^{[1
]}

机构：

[1] Natl Distance Educ Univ UNED, Dept Social & Org Psychol, Madrid, Spain

[2] Univ Bologna, Fac Psychol, Bologna, Italy

来源：

JOURNAL OF CAREER DEVELOPMENT | 2019年 / 46卷 / 05期

关键词：

financial planning; retirement; financial literacy; goal clarity; investment advice; financial resources; DETERMINANTS; SATISFACTION; EXPECTATIONS; ATTITUDES; HEALTH;

D O I：

10.1177/0894845318802093

中图分类号：

B849 [应用心理学];

学科分类号：

040203 ;

摘要：

This article tests an integrated model of financial planning for retirement (FPR), with 948 Spanish workers aged between 30 and 63. Overall, the three model dimensions-capacity, willingness, and opportunities to plan and save-show a significant association with financial planning for retirement. The moderator role of age in the relationships between antecedents and financial planning was tested. Consistent with our hypothesis, younger participants showed a greater level of FPR if they were characterized by a high level of education. The interaction between both age and psychological preparation for retirement and retirement goals clarity failed to reach statistical significance. We discuss how financial planning effectiveness could be increased based on the results of importance-performance map analyses.

引用

页码：550 / 566

页数：17

共 50 条

[31] Age-Related Differences in Technology Usage Among Community College Faculty
van der Kaay, Christopher D.
Young, William H.
COMMUNITY COLLEGE JOURNAL OF RESEARCH AND PRACTICE, 2012, 36 (08) : 570 - 579
[32] Relationships among age-related differences in gap detection and word recognition
Snell, KB
Frisina, DR
JOURNAL OF THE ACOUSTICAL SOCIETY OF AMERICA, 2000, 107 (03): : 1615 - 1626
[33] Age-related differences in employment, insurance, and financial hardship among colorectal cancer patients: a report from the ColoCare Study
Karely M. van Thiel Berghuijs
Heydon K. Kaddas
Gillian Trujillo
Gazelle Rouhani
Amy Chevrier
Jennifer Ose
David Shibata
Adetunji T. Toriola
Jane C. Figueiredo
Anita R. Peoples
Christopher I. Li
Sheetal Hardikar
Erin M. Siegel
Biljana Gigic
Martin Schneider
Cornelia M. Ulrich
Anne C. Kirchhoff
Journal of Cancer Survivorship, 2024, 18 : 1075 - 1084
[34] Differences in age-related characteristics among elderly patients with hip fractures
Shigemoto, Kenji
Sawaguchi, Takeshi
Higashikawa, Toshihiro
Okuro, Masashi
JOURNAL OF ORTHOPAEDIC SCIENCE, 2023, 28 (05) : 1131 - 1135
[35] Age-related differences in the frequency of personality disorders among inpatient veterans
Kenan, MM
Kendjelic, EM
Molinari, VA
Williams, W
Norris, M
Kunik, ME
INTERNATIONAL JOURNAL OF GERIATRIC PSYCHIATRY, 2000, 15 (09) : 831 - 837
[36] Age-Related Differences in Neuropsychological Testing Among High School Athletes
Hunt, Tamerah N.
Ferrara, Michael S.
JOURNAL OF ATHLETIC TRAINING, 2009, 44 (04) : 405 - 409
[37] The Relationship of Financial Knowledge and Behaviour with Retirement Financial Planning Among the Millennium Generation
Zaimah, R.
Yusof, Nurulhuda Muhamad
Sarmila, M. S.
Awang, Abd Hair
AKADEMIKA, 2023, 93 (01) : 373 - 387
[38] Age-related differences in worry and related processes
Basevitz, Paul
Pushkar, Dolores
Chaikelson, June
Conway, Michael
Dalton, Connie
INTERNATIONAL JOURNAL OF AGING & HUMAN DEVELOPMENT, 2008, 66 (04): : 283 - 305
[39] Psychosocial determinants of financial planning for retirement among immigrants in Europe
Topa, Gabriela
Moriano, Juan A.
Moreno, Ana
JOURNAL OF ECONOMIC PSYCHOLOGY, 2012, 33 (03) : 527 - 537
[40] Financial Literacy and Retirement Planning among Government Officers in Malaysia
Tan, Shirley
Singaravelloo, Kuppusamy
INTERNATIONAL JOURNAL OF PUBLIC ADMINISTRATION, 2020, 43 (06) : 486 - 498

← 1 2 3 4 5 →