Effects of price competition in the credit card industry

被引:6
|
作者
Park, S
机构
关键词
credit cards; consumer rationality; imperfect competition;
D O I
10.1016/S0165-1765(97)81883-6
中图分类号
F [经济];
学科分类号
02 ;
摘要
Using a sample of major credit card issuers, this study examines the effects of credit card rates on card loan growth and delinquency rates between 1991 and 1994. Lower card rates failed to sufficiently increase card loans, and the delinquency rate was positively related to the card rate. (C) 1997 Elsevier Science S.A.
引用
收藏
页码:79 / 85
页数:7
相关论文
共 50 条
  • [11] THE CREDIT CARD INDUSTRY - A HISTORY - MANDELL,L
    AUSUBEL, LM
    [J]. JOURNAL OF ECONOMIC LITERATURE, 1992, 30 (03) : 1517 - 1518
  • [12] Price differentiation and menu costs in credit card payments
    Jorge, Marcos Valli
    Maldonado, Wilfredo Leiva
    [J]. JOURNAL OF ECONOMIC STUDIES, 2016, 43 (02) : 178 - 202
  • [13] THE CREDIT CARD INDUSTRY - A HISTORY - MANDELL,L
    CHASE, MA
    [J]. JOURNAL OF CONSUMER AFFAIRS, 1991, 25 (02) : 415 - 418
  • [14] THE CREDIT CARD INDUSTRY - A HISTORY - MANDELL,L
    OLNEY, ML
    [J]. JOURNAL OF ECONOMIC HISTORY, 1991, 51 (03): : 743 - 744
  • [15] Risk and risk management in the credit card industry
    Butaru, Florentin
    Chen, Qingqing
    Clark, Brian
    Das, Sanmay
    Lo, Andrew W.
    Siddique, Akhtar
    [J]. JOURNAL OF BANKING & FINANCE, 2016, 72 : 218 - 239
  • [16] Competition and Product Differentiation in the Mexican Credit Card Market
    Estrada Gonzalez, Ernesto
    [J]. TRIMESTRE ECONOMICO, 2016, 83 (332): : 573 - 634
  • [17] The Effect of Industry Competition on Credit Trade
    Dong, Yujun
    Huang, Yixiong
    [J]. IEEC 2009: FIRST INTERNATIONAL SYMPOSIUM ON INFORMATION ENGINEERING AND ELECTRONIC COMMERCE, PROCEEDINGS, 2009, : 62 - +
  • [18] Does the CARD Act affect price responsiveness? Evidence from credit card solicitations
    Dou, Yiwei
    Li, Geng
    Ronen, Joshua
    [J]. JOURNAL OF BANKING & FINANCE, 2024, 164
  • [19] The Competitive Impact of Disclosure Requirements in the Credit Card Industry
    Sherrill Shaffer
    [J]. Journal of Regulatory Economics, 1999, 15 : 183 - 198
  • [20] The competitive impact of disclosure requirements in the credit card industry
    Shaffer, S
    [J]. JOURNAL OF REGULATORY ECONOMICS, 1999, 15 (02) : 183 - 198