Which local markets do banks desert first? evidence from poland

被引：1

作者：

Jackowicz, Krzysztof ^{[1
]}

Kozlowski, Lukasz ^{[1
]}

Wnuczak, Pawel ^{[2
]}

机构：

[1] Kozminski Univ, Dept Banking Insurance & Risk, Jagiellonska 57, PL-03301 Warsaw, Poland

[2] Kozminski Univ, Dept Finance, Warsaw, Poland

来源：

FINANCE RESEARCH LETTERS | 2021年 / 38卷

关键词：

Banking; Branch closures; Local banking markets; Distribution channels;

D O I：

10.1016/j.frl.2020.101478

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

The number of brick-and-mortar bank branches is decreasing. However, local banking markets are affected by this phenomenon to varying degrees. In this study, we use a comprehensive dataset on the Polish economy to establish which local banking markets banks decide to abandon first. We find that the business models of banks operating within local markets, clients' Internet use, and merger processes, all influence the rate of local bank branch closures.

引用

页数：8

共 50 条

[21] Why do multinational enterprises borrow from local banks?
Du, JL
[J]. ECONOMICS LETTERS, 2003, 78 (02) : 287 - 291
[22] Do better-capitalized banks lend less? Evidence from European banks
Altunbas, Yener
Di Tommaso, Caterina
Thornton, John
[J]. FINANCE RESEARCH LETTERS, 2016, 17 : 246 - 250
[23] Do Beliefs About Herbicide Quality Correspond with Actual Quality in Local Markets? Evidence from Uganda
Ashour, Maha
Gilligan, Daniel Orth
Hoel, Jessica Blumer
Karachiwalla, Naureen Iqbal
[J]. JOURNAL OF DEVELOPMENT STUDIES, 2019, 55 (06): : 1285 - 1306
[24] How do banks determine capital? Evidence from Germany
Kleff, Volker
Weber, Martin
[J]. GERMAN ECONOMIC REVIEW, 2008, 9 (03) : 354 - 372
[25] The impact of earthquake risk on banks’ lending behavior: evidence from local Chinese banks
Qian Wu
Xianhang Qian
Yun Liu
[J]. Environmental Science and Pollution Research, 2022, 29 : 3147 - 3154
[26] Do Banks Value Innovation? Evidence from US Firms
Francis, Bill
Hasan, Iftekhar
Huang, Ying
Sharma, Zenu
[J]. FINANCIAL MANAGEMENT, 2012, 41 (01) : 159 - 185
[27] The impact of earthquake risk on banks' lending behavior: evidence from local Chinese banks
Wu, Qian
Qian, Xianhang
Liu, Yun
[J]. ENVIRONMENTAL SCIENCE AND POLLUTION RESEARCH, 2022, 29 (02) : 3147 - 3154
[28] Do Local Sex Ratios Approximate Subjective Partner Markets?Evidence from the German Family Panel
Andreas Filser
Richard Preetz
[J]. Human Nature, 2021, 32 : 406 - 433
[29] Do Local Sex Ratios Approximate Subjective Partner Markets? Evidence from the German Family Panel
Filser, Andreas
Preetz, Richard
[J]. HUMAN NATURE-AN INTERDISCIPLINARY BIOSOCIAL PERSPECTIVE, 2021, 32 (02): : 406 - 433
[30] RAPID FDI EXPANSION OF FIRMS FROM EMERGING MARKETS: EVIDENCE FROM POLAND
Yang, Oh Suk
Niedzielska, Marcela Julia
[J]. ARGUMENTA OECONOMICA, 2017, 39 (02): : 373 - 402

← 1 2 3 4 5 →