Which local markets do banks desert first? evidence from poland

被引：1

作者：

Jackowicz, Krzysztof ^{[1
]}

Kozlowski, Lukasz ^{[1
]}

Wnuczak, Pawel ^{[2
]}

机构：

[1] Kozminski Univ, Dept Banking Insurance & Risk, Jagiellonska 57, PL-03301 Warsaw, Poland

[2] Kozminski Univ, Dept Finance, Warsaw, Poland

来源：

FINANCE RESEARCH LETTERS | 2021年 / 38卷

关键词：

Banking; Branch closures; Local banking markets; Distribution channels;

D O I：

10.1016/j.frl.2020.101478

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

The number of brick-and-mortar bank branches is decreasing. However, local banking markets are affected by this phenomenon to varying degrees. In this study, we use a comprehensive dataset on the Polish economy to establish which local banking markets banks decide to abandon first. We find that the business models of banks operating within local markets, clients' Internet use, and merger processes, all influence the rate of local bank branch closures.

引用

页数：8

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