SOCIAL EFFICIENCY IN MICROFINANCE INSTITUTIONS: IDENTIFYING HOW TO IMPROVE IT

被引：31

作者：

Gutierrez-Goiria, Jorge ^{[1
,2
]}

San-Jose, Leire ^{[3
,4
]}

Luis Retolaza, Jose ^{[5
]}

机构：

[1] Univ Basque Country UPV EHU, Financial Econ 2, Bilbao, Spain

[2] Univ Basque Country UPV EHU, HEGOA, Bilbao, Spain

[3] Univ Basque Country UPV EHU, ECRI, Bilbao, Spain

[4] Univ Huddersfield, FEGReG, Huddersfield, W Yorkshire, England

[5] ECRI Deusto Business Sch, Bilbao, Spain

来源：

JOURNAL OF INTERNATIONAL DEVELOPMENT | 2017年 / 29卷 / 02期

关键词：

microfinance institutions (MFI); social efficiency; DEA; SEM; paradox of social-cost; BANK EFFICIENCY; FINANCIAL PERFORMANCE; EMPIRICAL-EVIDENCE; EUROPEAN BANKING; OUTREACH; SUSTAINABILITY; OWNERSHIP; COUNTRIES; COST;

D O I：

10.1002/jid.3239

中图分类号：

F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];

学科分类号：

0201 ; 020105 ; 03 ; 0303 ;

摘要：

This article analyses the determinants for social and economic efficiency in microfinance institutions using a seemingly unrelated regression. We find two factors that improve their relative efficiency: legal status and target market; however, age and scale are not clear determinants. The main contribution of this paper is to engage microfinance institutions to achieve the desired social efficiency without giving up economic efficiency as the two can be complementary; moreover, it is possible to be efficient as a Non Banking Financial Institution/Non-Governmental Organization with small size and low-end target, at least. The paper is a new contribution in line with the so-called paradox of social cost. Copyright (C) 2016 John Wiley & Sons, Ltd.

引用

页码：259 / 280

页数：22

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