Risk Analysis of the Third-party Payment in China

被引：0
|
作者：
Shi, Jia [1 ]
Jiang, Yu [1 ]
机构：
[1] Nanjing Univ, Dept Finance & Insurance, Nanjing 210093, Jiangsu, Peoples R China
来源：
INTERNATIONAL CONFERENCE ON ECONOMICS AND MANAGEMENT (ICEM 2015) | 2015年
关键词：
Third-party Payment; risk analysis; suggestion;
D O I：
暂无
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
In recent years, the third-party payment has become an integral part of e-commerce in China. When bringing us a safe, effective, convenient and cheap means for payment, it has also exposed risks. It is essential to have a clear understanding of third-party payment and to distinct the potential risks. We give a description about the definition and the operation process, and then based on previous study, we analyze the potential risk in four aspects: market risk, technical and operational risk, legal risk and credit risk. We suggest that third-party payment platform should focus on innovation, cooperation, routine check and maintenance, and trustworthy credit rating mechanism is a must.
引用
收藏
页码：162 / 167
页数：6
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