How do loss aversion and technology acceptance affect life insurance demand?

被引:7
|
作者
Nagy, Balint Zsolt [1 ]
Alt, Monika Anetta [1 ]
Benedek, Botond [1 ]
Saplacan, Zsuzsa [1 ]
机构
[1] Babes Bolyai Univ, Fac Econ & Business Adm, Str Teodor Mihali 58-60, Cluj Napoca 400691, Romania
关键词
Life insurance demand; loss aversion; technology acceptance; RISK;
D O I
10.1080/13504851.2019.1650882
中图分类号
F [经济];
学科分类号
02 ;
摘要
The present questionnaire-based study combines and expands technology acceptance and behavioural (risk and loss aversion) variables in explaining the demand for life insurance products. Loss aversion is inversely related to the proxy for life insurance demand and two technology acceptance related factors (usefulness of online technology and acceptance of smart devices) have a significant positive influence.
引用
收藏
页码:977 / 981
页数:5
相关论文
共 50 条
  • [11] How do premium subsidies affect crop insurance demand at different coverage levels: the case of corn
    Jing Yi
    Henry L. Bryant
    James W. Richardson
    [J]. The Geneva Papers on Risk and Insurance - Issues and Practice, 2020, 45 : 5 - 28
  • [12] How do premium subsidies affect crop insurance demand at different coverage levels: the case of corn
    Yi, Jing
    Bryant, Henry L.
    Richardson, James W.
    [J]. GENEVA PAPERS ON RISK AND INSURANCE-ISSUES AND PRACTICE, 2020, 45 (01): : 5 - 28
  • [13] The Effect of Risk Aversion and Loss Aversion on Equity-Linked Life Insurance With Surrender Guarantees
    Hilpert, Christian
    [J]. JOURNAL OF RISK AND INSURANCE, 2020, 87 (03) : 665 - 687
  • [14] How does stakeholder loss aversion affect the promotion of green housing?
    Li, Qianwen
    Qian, Tingyu
    Zhang, Xufeng
    Long, Ruyin
    Chen, Hong
    Huang, Han
    Liu, Lei
    Zhu, Licai
    Jiang, Huikang
    Zhu, Hanyi
    [J]. ECONOMIC ANALYSIS AND POLICY, 2023, 80 : 647 - 668
  • [15] How do demand and costs affect the nature of innovation?
    Maria Rosa Battaggion
    Piero Tedeschi
    [J]. Journal of Economics, 2021, 133 : 199 - 238
  • [16] How do demand and costs affect the nature of innovation?
    Battaggion, Maria Rosa
    Tedeschi, Piero
    [J]. JOURNAL OF ECONOMICS, 2021, 133 (03) : 199 - 238
  • [17] How Income Taxes Affect Life Insurance and Annuities
    不详
    [J]. TAXES-THE TAX MAGAZINE, 1954, 32 (04): : 334 - 334
  • [18] How Federal Taxes Affect Life Insurance and Annuities
    不详
    [J]. TAXES-THE TAX MAGAZINE, 1955, 33 (06): : 469 - 469
  • [19] HOW DO STATE INFERTILITY INSURANCE MANDATES AFFECT DIVORCE?
    Cintina, Inna
    Wu, Bingxiao
    [J]. CONTEMPORARY ECONOMIC POLICY, 2019, 37 (03) : 560 - 570
  • [20] How Do Financial Constraints Affect Product Pricing? Evidence from Weather and Life Insurance Premiums
    Ge, Shan
    [J]. JOURNAL OF FINANCE, 2022, 77 (01): : 449 - 503