The Impact of Microcredit on Child Education: Quasi-experimental Evidence from Rural China

被引：7
|
作者：
You, Jing [1 ]
Annim, Samuel [2 ]
机构：
[1] Renmin Univ China, Sch Agr Econ & Rural Dev, Beijing 100872, Peoples R China
[2] Univ Cape Coast, Dept Econ, Cape Coast, Ghana
来源：
JOURNAL OF DEVELOPMENT STUDIES | 2014年 / 50卷 / 07期
关键词：
POVERTY; MICROFINANCE; HOUSEHOLDS;
D O I：
10.1080/00220388.2014.903243
中图分类号：
F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];
学科分类号：
0201 ; 020105 ; 03 ; 0303 ;
摘要：
This article assesses causal effects of formal microcredit on children's educational outcomes by using household panel data (2000 and 2004) in north-west rural China. The unobservables between borrowers and non-borrowers are controlled in static and dynamic regression-discontinuity designs. The static analysis reveals significant positive impact of microcredit on schooling years in 2000 only, and no influence on academic performance for either wave. The dynamic analysis shows progressive treatment effects on both longer schooling years and higher average scores. Formal microcredit improves education in the longer term compared to the short term, and hence may help relaxing the grip of educational poverty traps.
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页码：926 / 948
页数：23
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