There is the potential to have homes in much of the United States (about 85% of current population area) that substantially heat and cool themselves through a well thought out and modeled system that utilizes daily and yearly temperature variations in outside air and ground temperature stability, and solar radiation. Additionally, strategies to further reduce overall energy use will be discussed and studied. The primary components of the proposed holistic housing systems include: thermal mass, roof and ground contact hydronic collection systems, hydronic heating and cooling distribution systems, and boutique phase change material heating and cooling storage systems. The holistic system would be built with a potential combination of precast, tilt slab, and/or cast in place concrete construction including the roof. The housing system would cost no more than current houses by implementing well designed process modeling and production techniques. The housing system would not have a classical heating, venting, and air conditioning system and would only have an air to air heat exchanging system integrated into the overall design for good air quality. The housing system itself would be flood proof, tornado proof, fire proof and with proper design, earthquake proof. The house would be virtually maintenance free and have an extended life of several hundred years. Initial savings over current systems would include reduced electrical loads due to reduced mechanical system cost, (actually 35% or less of current mechanical/electrical system cost). Operating cost would go down by at least 85% over current housing systems and would include reduced energy, reduced maintenance, reduced insurance, and better overall air quality. The housing system would have an inherent flexible interior, as structural systems would be designed for overall spans.