Consumer credit scoring using an artificial immune system algorithm

被引：8

作者：

Leung, Kevin ^{[1
]}

Cheong, France ^{[1
]}

Cheong, Christopher ^{[1
]}

机构：

[1] RMIT Univ, Sch Business IT, Melbourne, Vic, Australia

来源：

2007 IEEE CONGRESS ON EVOLUTIONARY COMPUTATION, VOLS 1-10, PROCEEDINGS | 2007年

关键词：

D O I：

10.1109/CEC.2007.4424908

中图分类号：

TP18 [人工智能理论];

学科分类号：

081104 ; 0812 ; 0835 ; 1405 ;

摘要：

Credit scoring has become a very important task in the credit industry and its use has increased at a phenomenal speed through the mass issue of credit cards since the 1960s. This paper compares the performance of current classifiers against an artificial intelligence technique based on the natural immune system, named simple artificial immune system (SAIS). Experiments were performed on three benchmark credit datasets and SAIS was found to be a very competitive classifier.

引用

页码：3377 / 3384

页数：8

共 50 条

[21] An Entropy Based Algorithm for Credit Scoring
Saia, Roberto
Carta, Salvatore
RESEARCH AND PRACTICAL ISSUES OF ENTERPRISE INFORMATION SYSTEMS, 10TH IFIP WG 8.9 WORKING CONFERENCE, CONFENIS 2016, 2016, 268 : 263 - 276
[22] The discussion on the application of neural network in consumer credit scoring
Li, SG
Zhang, WS
Zhang, MY
PROCEEDINGS OF 2003 INTERNATIONAL CONFERENCE ON MANAGEMENT SCIENCE & ENGINEERING, VOLS I AND II, 2003, : 1647 - 1651
[23] Exploring Population Drift on Consumer Credit Behavioral Scoring
Nikolaidis, Dimitris
Doumpos, Michael
Zopounidis, Constantin
OPERATIONAL RESEARCH IN BUSINESS AND ECONOMICS, 2017, : 145 - 165
[24] A Hybrid Deep Learning Model for Consumer Credit Scoring
Zhu, Bing
Yang, Wenchuan
Wang, Huaxuan
Yuan, Yuan
2018 INTERNATIONAL CONFERENCE ON ARTIFICIAL INTELLIGENCE AND BIG DATA (ICAIBD), 2018, : 205 - 208
[25] Consumer credit scoring: Do situational circumstances matter?
Avery, RB
Calem, PS
Canner, GB
JOURNAL OF BANKING & FINANCE, 2004, 28 (04) : 835 - 856
[26] Credit scoring, risk, and consumer lendingscapes in emerging markets
Burton, Dawn
ENVIRONMENT AND PLANNING A-ECONOMY AND SPACE, 2012, 44 (01): : 111 - 124
[27] Statistical classification methods in consumer credit scoring: a review
Hand, DJ
Henley, WE
JOURNAL OF THE ROYAL STATISTICAL SOCIETY SERIES A-STATISTICS IN SOCIETY, 1997, 160 : 523 - 541
[28] Explainable artificial intelligence for credit scoring in banking
Melsom, Borger
Vennerod, Christian Bakke
de Lange, Petter Eilif
Hjelkrem, Lars Ole
Westgaard, Sjur
JOURNAL OF RISK, 2022, 25 (02): : 1 - 25
[29] Detection of Artery Section Area Using Artificial Immune System Algorithm
Riha, Kamil
Chen, Peng
Fu, Dongmei
PROCEEDINGS OF THE 7TH WSEAS INTERNATIONAL CONFERENCE ON CIRCUITS, SYSTEMS, ELECTRONICS, CONTROL AND SIGNAL PROCESSING (CSECS'08), 2008, : 46 - +
[30] Position accuracy improvement of PMLSM system using artificial immune algorithm
Liu Yang
Tan Boxue
Zhang Xue
PROCEEDINGS OF THE 26TH CHINESE CONTROL CONFERENCE, VOL 5, 2007, : 2 - +

← 1 2 3 4 5 →