Association between Financial Education, Affective and Cognitive Financial Knowledge, and Financial Behavior

被引:4
|
作者
Delgadillo, Lucy M. [1 ]
Lee, Yoon G. [2 ]
机构
[1] Utah State Univ, Sch Appl Sci Technol & Educ, Logan, UT 84322 USA
[2] Utah State Univ, Dept Human Dev & Family Studies, Logan, UT 84322 USA
来源
关键词
affective financial knowledge; cognitive financial knowledge; financial behavior; financial education; LITERACY;
D O I
10.1111/fcsr.12414
中图分类号
D669 [社会生活与社会问题]; C913 [社会生活与社会问题];
学科分类号
1204 ;
摘要
Using data from the 2018 National Financial Capability Study, this articled examined the relationship between financial education participation and affective and cognitive financial knowledge. Involvement in financial education yielded statistically significant associations between affective and cognitive domains. The results showed that participation in financial education was associated with both cognitive and affective financial knowledge as well as long-term financial behavior. The results supported the case for lifelong learning of financial education for young adults, minorities, and women. An important implication was the need to include both the affective and cognitive domains when teaching or researching financial education.
引用
收藏
页码:59 / 75
页数:17
相关论文
共 50 条
  • [1] Immigrants, Financial Knowledge, and Financial Behavior
    Rostamkalaei, Anoosheh
    Riding, Allan
    [J]. JOURNAL OF CONSUMER AFFAIRS, 2020, 54 (03) : 951 - 977
  • [2] Gender Gap in Financial Knowledge, Financial Attitude and Financial Behavior
    Herdjiono, Irine
    Hayon, Paulus Peka
    Ilyas, Ilham
    Septarini, Dina Fitri
    Setyawati, Caecilia Henny
    Irianto, Okto
    [J]. PROCEEDINGS OF THE 1ST INTERNATIONAL CONFERENCE ON SOCIAL SCIENCES (ICSS 2018), 2018, 226 : 1363 - 1366
  • [3] Financial Knowledge in Undergraduate Students: Impacts on Financial Behavior and Implications for Higher Education
    Marques, Natan de Souza
    Faria, Aline Mariane de
    Bastos, Felipe Jose dos Santos
    Pinto, Victor Henrique Lana
    [J]. ADMINISTRACAO-ENSINO E PESQUISA, 2023, 24 (03): : 141 - 168
  • [4] Financial Knowledge, Confidence, and Sustainable Financial Behavior
    Aristei, David
    Gallo, Manuela
    [J]. SUSTAINABILITY, 2021, 13 (19)
  • [5] Explaining Financial Satisfaction in Marriage: The Role of Financial Stress, Financial Knowledge, and Financial Behavior
    Lee, Yoon G.
    Dustin, Lesli
    [J]. MARRIAGE AND FAMILY REVIEW, 2021, 57 (05): : 397 - 421
  • [6] Sharia Financial Knowledge And Financial Behavior As A Basis For Measuring Financial Literacy
    Gunawan, Ade
    [J]. QUALITY-ACCESS TO SUCCESS, 2023, 24 (193): : 92 - 99
  • [7] Financial Education, Mathematical Confidence, and Financial Behavior
    Marley-Payne, Jack
    Dituri, Philip
    Davidson, Andrew
    [J]. JOURNAL OF FINANCIAL COUNSELING AND PLANNING, 2022, 33 (02): : 194 - 204
  • [8] The differential impact of cognitive style on the relationship between financial education and financial literacy
    Estelami, Hooman
    Estelami, Nicole N. N.
    [J]. JOURNAL OF FINANCIAL SERVICES MARKETING, 2024, 29 (02) : 242 - 256
  • [9] Financial education and financial satisfaction Financial literacy, behavior, and capability as mediators
    Xiao, Jing Jian
    Porto, Nilton
    [J]. INTERNATIONAL JOURNAL OF BANK MARKETING, 2017, 35 (05) : 805 - 817
  • [10] Financial education affects financial knowledge and downstream behaviors
    Kaiser, Tim
    Lusardi, Annamaria
    Menkhoff, Lukas
    Urban, Carly
    [J]. JOURNAL OF FINANCIAL ECONOMICS, 2022, 145 (02) : 255 - 272