Financial (dis-)information: Evidence from a multi-country audit study

被引：4

作者：

Gine, Xavier ^{[1
]}

Mazer, Rafael Keenan ^{[1
]}

机构：

[1] Innovat Poverty Act, New Haven, CT 06510 USA

来源：

JOURNAL OF PUBLIC ECONOMICS | 2022年 / 208卷

关键词：

Disclosure mandates; Compliance; Audit study; DISCLOSURE; PSYCHOLOGY; LITERACY; BEHAVIOR;

D O I：

10.1016/j.jpubeco.2022.104618

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

We conduct an audit study in Ghana, Mexico and Peru to assess whether mandated disclosures are enforced and whether products offered meet the needs of low-income customers. Trained auditors visited financial institutions seeking credit and savings products. We find that staff only provides cost information when asked, disclosing less than a third of the total cost voluntarily. With this limited information, the advantages to comparison shopping are small. In addition, clients are rarely offered the least costly product. (C) 2022 Published by Elsevier B.V.

引用

页数：15

共 50 条

[21] Product-country images in the arts: a multi-country study
d'Astous, Alain
Voss, Zannie Giraud
Colbert, Francois
Caru, Antonella
Caldwell, Marylouise
Courvoisier, Francois
[J]. INTERNATIONAL MARKETING REVIEW, 2008, 25 (04) : 379 - 403
[22] Gender and entrepreneurial orientation: a multi-country study
Seongbae Lim
Brooke R. Envick
[J]. International Entrepreneurship and Management Journal, 2013, 9 : 465 - 482
[23] Temperature Variability and Mortality: A Multi-Country Study
Guo, Yuming
Gasparrini, Antonio
Armstrong, Ben G.
Tawatsupa, Benjawan
Tobias, Aurelio
Lavigne, Eric
Zanotti Stagliorio Coelho, Micheline de Sousa
Pan, Xiaochuan
Kim, Ho
Hashizume, Masahiro
Honda, Yasushi
Guo, Yue Leon
Wu, Chang-Fu
Zanobetti, Antonella
Schwartz, Joel D.
Bell, Michelle L.
Overcenco, Ala
Punnasiri, Kornwipa
Li, Shanshan
Tian, Linwei
Saldiva, Paulo
Williams, Gail
Tong, Shilu
[J]. ENVIRONMENTAL HEALTH PERSPECTIVES, 2016, 124 (10) : 1554 - 1559
[24] Gender and entrepreneurial orientation: a multi-country study
Lim, Seongbae
Envick, Brooke R.
[J]. INTERNATIONAL ENTREPRENEURSHIP AND MANAGEMENT JOURNAL, 2013, 9 (03) : 465 - 482
[25] Multi-country event-study methods
Campbell, Cynthia J.
Cowan, Arnold R.
Salotti, Valentina
[J]. JOURNAL OF BANKING & FINANCE, 2010, 34 (12) : 3078 - 3090
[26] Institutions and IPO activity: a multi-country study
Luis Rivas, Jose
Adamuz, Mercedes
[J]. MANAGEMENT RESEARCH-THE JOURNAL OF THE IBEROAMERICAN ACADEMY OF MANAGEMENT, 2019, 17 (03) : 283 - 303
[27] Culture and entrepreneurial orientation: a multi-country study
Lee, Sang M.
Lim, Seong-bae
Pathak, Raghuvar D.
[J]. INTERNATIONAL ENTREPRENEURSHIP AND MANAGEMENT JOURNAL, 2011, 7 (01) : 1 - 15
[28] Timestyles and sales groups: A multi-country study
Cotte, J
Madden, T
Allenbach, T
[J]. 2001 AMA WINTER EDUCATORS' CONFERENCE - MARKETING THEORY AND APPLICATIONS, 2001, 12 : 270 - 270
[29] Culture and entrepreneurial orientation: a multi-country study
Sang M. Lee
Seong-bae Lim
Raghuvar D. Pathak
[J]. International Entrepreneurship and Management Journal, 2011, 7 : 1 - 15
[30] Data and information needs of policymakers for palliative cancer care: a multi-country qualitative study
Eve Namisango
Lauren Ramsey
Adlight Dandadzi
Kehinde Okunade
Bassey Ebenso
Matthew J. Allsop
[J]. BMC Medical Informatics and Decision Making, 21

← 1 2 3 4 5 →