Research On Credit Guarantee Problems In Small And Micro Enterprises' Credit Financing

Development of small and micro enterprises plays an important role in solving problems of employment and promoting economic development. However, in development process of small and micro enterprises, there are still many problems. First of all, financing difficulty stands in the breach. Since small and micro enterprises have small scales and insufficient funds, they cannot provide corresponding credit guarantee when financing is needed, which makes them fail to raise funds needed by production and operation. How to provide effective credit guarantee for small and micro enterprises, help them raise funds and enable them to develop successfully is a responsibility of the whole society. This thesis mainly studies credit guarantee problems appearing in small and micro enterprises' financing and tries to find out solutions in order that these enterprises can develop better.