The research on loan pricing, of commercial bank based on activity-base costing

被引：0

作者：

Hao, Su Li ^{[1
]}

Ding, Ri Jia ^{[1
]}

机构：

[1] China Univ Min & Technol Bei Jing, Sch Management, Beijing 100083, Peoples R China

来源：

PROCEEDINGS OF THE 2007 INTERNATIONAL CONFERENCE ON MANAGEMENT SCIENCE AND ENGINEERING, FINANCE ANALYSIS SECTION | 2007年

关键词：

commercial banks; activity-based cost; loan pricing; cost driver; pricing model;

D O I：

暂无

中图分类号：

K9 [地理];

学科分类号：

0705 ;

摘要：

With market-oriented of interest rate going deeper step by step in China, the power to make a loan price for commercial banks gradually been transferred to each of the commercial banks themselves. It seems very urgent for the commercial banks how to combine internal with external changes to make the prices of the loan. By analyzed the literates of loan pricing, this paper put forward that one of the key factors of loan pricing "cost" can be ascertain by ABC (activity-based costing). And then the relative factors were sufficiently considered, except for the cost information. At last, this paper bring forward a commercial bank loan pricing model with the reference of western commercial loan pricing models, combined with present situation of banks in china.

引用

页码：191 / 195

页数：5

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