Improvement Research on the Project Loan Evaluation of Commercial Bank Based on the Risk Analysis

被引：1

作者：

Shi, Yu-Fang ^{[1
]}

Song, Ping-Ping ^{[1
]}

机构：

[1] Xian Univ Sci & Technol, Sch Management, Xian 710054, Shaanxi, Peoples R China

来源：

2017 10TH INTERNATIONAL SYMPOSIUM ON COMPUTATIONAL INTELLIGENCE AND DESIGN (ISCID), VOL. 1 | 2017年

关键词：

commercial bank loans; project evaluation; risk analysis; fuzzy comprehensive evaluation;

D O I：

10.1109/ISCID.2017.60

中图分类号：

TP18 [人工智能理论];

学科分类号：

081104 ; 0812 ; 0835 ; 1405 ;

摘要：

Project loan evaluation plays an important part in the risk-prevention and quality of assets of commercial bank. The article based on the theory of project evaluation, analyzing the problems in the project loan evaluation of commercial bank, classifying and refining the key risk factors which affecting the project loan repayment ability, and restructuring a risk oriented project loan evaluation indicator system, besides, building the remark set and degree of membership of evaluation indicators, setting up the project loan evaluation criteria, and making a quantitative evaluation and grading for the loan project on the basis of fuzzy comprehensive evaluation, at last, doing a empirical research on the actual project, to provide a basis for scientific decision-making and reasonable delivery of project loan of commercial bank.

引用

页码：3 / 6

页数：4

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