AI/ML applications and the potential transformation of Fintech and Finserv sectors

被引：1

作者：

Deshpande, Advait ^{[1
]}

机构：

[1] RAND Europe, Cambridge, England

来源：

2020 13TH CMI CONFERENCE ON CYBERSECURITY AND PRIVACY (CMI) - DIGITAL TRANSFORMATION - POTENTIALS AND CHALLENGES(51275) | 2020年

关键词：

Artificial intelligence; Machine learning; Fintech; Finserv; RegTech; ARTIFICIAL-INTELLIGENCE; FINANCIAL SERVICES;

D O I：

10.1109/CMI51275.2020.9322734

中图分类号：

TP18 [人工智能理论];

学科分类号：

081104 ; 0812 ; 0835 ; 1405 ;

摘要：

This paper discusses the potential transformation of Fintech and Finserv sectors in light of the increased use and deployment of Artificial Intelligence (AI)/Machine Learning (ML) applications. By drawing on quick scan of available literature, the paper provides an overview of aspects of Fintech and Finserv sectors which are likely to change and the aspects of these sectors which are likely to remain unchanged. The paper highlights the trend towards long-term structural changes to the financial economy, potential growth in the use of personalised AI platforms in conjunction with the rise of RegTech (including algorithmic regulation) of Fintech and Finserv sectors. The findings suggest scope for further comprehensive assessment of the nature of transformation in Fintech and Finserv sectors due to AI/ML.

引用

页码：39 / 44

页数：6

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