DILEMMAS AND WAYS OF SOLVING THE FUNCTIONING OF THE BANKING SYSTEM OF UKRAINE IN THE CONDITIONS OF MARTIAL LAW

The military invasion of Ukraine, in addition to human losses and destruction of infrastructure, caused a significant decline in all sectors of the country's economy. In particular, the banking sector was also affected, although the worst-case scenarios were not realized due to the efficient work of banks and the NBU. Nevertheless, the industry has experienced losses and problems that have both immediate and long-term effects. These problems require constant monitoring and the search for ways of stabilization, which determines the relevance of the chosen research topic. The purpose of the article is to determine the problems of the banking sector of Ukraine, which were generated as a result of a full-scale military invasion of the country, to analyze the trends of the industry indicators, as well as to propose measures to stabilize the situation. The following scientific methods were used during the research: analysis and synthesis, economic-statistical method, method of establishing cause-and-effect relationships, and graphic methods. As a result of the conducted research, the main risks generated by the military invasion for the banking system were characterized, and their change compared to the pre-war period was also noted. The main problems associated with the consequences of the invasion for the banking sector were outlined. Changes in key statistical indicators of banks, as well as changes in indicators of their financial stability, were analyzed. A number of measures that can contribute to the stabilization of the situation in the sector have been identified. The main conclusion from the conducted research is confirmation of the need for further monitoring of the situation in the banking sector of Ukraine and the application of preventive measures to minimize possible risks.