NATIONAL HOUSING BANK: THE ROUTE FOR THE PREPARATION OF HOUSING POLICIES IN BRAZIL

The article aims to analyze the process of construction of the Brazilian housing policy between the period of the working villages to the National Housing Bank. This is a bibliographic review on the topic. As a result, the study enables a critical understanding of the State's fragile initiatives to materialize a housing policy that would serve everyone and, especially, the population in a situation of vulnerability. Thus, it appears that the construction of a housing policy has always been based on the logic of housing as a product of the market and consumption, not easily accessible, without guarantee of social protection. It is concluded that the actions carried out in this context have evidenced the absence of a housing policy that strives to serve the low-income population in a dignified manner. Nowadays, it is still visible to see housing actions that structure the house as a roof and not as a home.