Risks of Multi-Contract in Sharia Financial Institutions, Indonesia

被引：0

作者：

Lahafi, Fikri ^{[1
]}

Masse, Rahman Ambo ^{[1
]}

Semaun, Syahriyah ^{[1
]}

Wahidin ^{[1
]}

Basri, Rusdaya ^{[1
]}

机构：

[1] IAIN Parepare, Parepare, Sulawesi Selata, Indonesia

来源：

PROCEEDINGS OF THE 5TH INTERNATIONAL CONFERENCE ON COMMUNITY DEVELOPMENT (AMCA 2018) | 2018年 / 231卷

关键词：

Accountability; Risk; Multi-Contracts; Costumers; Sharia Financial Institutions;

D O I：

暂无

中图分类号：

C91 [社会学];

学科分类号：

030301 ; 1204 ;

摘要：

The objective of this study was to explore multi-contracts on Sharia Financial Institutions which mainly consist of two problems: 1) products of Sharia Financial Institutions which are related to multi-contracts; and 2) risk accountability of multi-contracts on Sharia Financial Institutions. The approach used wasa descriptive-qualitative approach and the subjects were the costumersof Sharia Financial Institutions. The data were obtained through direct observations and semi-interviews in Sharia Financial Institutions with the employees' activities. The results showed thattheproducts of Sharia Financial Institutions related to multicontractsin the DSN-MUI fatwa include musyarakah mutanaqishah, financing takeover, and sharia credit card. Every transaction in multi-contracts has a risk. Moreover, the risk is to be held accountable by all the partiesinvolved in the contract, and also risk accountabilityoccurs due to the customers' negligence of their obligations.

引用

页码：259 / 262

页数：4

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