Risks of Multi-Contract in Sharia Financial Institutions, Indonesia

被引：0
|
作者：
Lahafi, Fikri [1 ]
Masse, Rahman Ambo [1 ]
Semaun, Syahriyah [1 ]
Wahidin [1 ]
Basri, Rusdaya [1 ]
机构：
[1] IAIN Parepare, Parepare, Sulawesi Selata, Indonesia
来源：
PROCEEDINGS OF THE 5TH INTERNATIONAL CONFERENCE ON COMMUNITY DEVELOPMENT (AMCA 2018) | 2018年 / 231卷
关键词：
Accountability; Risk; Multi-Contracts; Costumers; Sharia Financial Institutions;
D O I：
暂无
中图分类号：
C91 [社会学];
学科分类号：
030301 ; 1204 ;
摘要：
The objective of this study was to explore multi-contracts on Sharia Financial Institutions which mainly consist of two problems: 1) products of Sharia Financial Institutions which are related to multi-contracts; and 2) risk accountability of multi-contracts on Sharia Financial Institutions. The approach used wasa descriptive-qualitative approach and the subjects were the costumersof Sharia Financial Institutions. The data were obtained through direct observations and semi-interviews in Sharia Financial Institutions with the employees' activities. The results showed thattheproducts of Sharia Financial Institutions related to multicontractsin the DSN-MUI fatwa include musyarakah mutanaqishah, financing takeover, and sharia credit card. Every transaction in multi-contracts has a risk. Moreover, the risk is to be held accountable by all the partiesinvolved in the contract, and also risk accountabilityoccurs due to the customers' negligence of their obligations.
引用
收藏
页码：259 / 262
页数：4
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