Impact analysis on Rural Credit Cooperatives' profitability of peasant household microcredit

With the development of microcredit, the impact and performance assessment has become an increasingly important aspect of theoretical and empirical research. On the current Situation of Rural Credit Cooperatives (abbreviated to RCCs) as the main body of microcredit, this paper analyzes the profitability of the RCCs that operating the peasant household microcredit (abbreviated to PHM) from the empirical point of view. And then the paper gives the conclusions and puts forwards some relevant suggestions on policies.