Research on Development of Financial Products of China's Commercial Banks

Since China's commercial receivables financing products are issued in 2004, financial products market has shown rapid development momentum. More and more investors regard financial products as important investment products, and the types, patterns, issue number and scale of financial products are in a rapid expansion and financial services revenue also becomes one of the four pillars of income for most commercial banks. Bank wealth management market continues to expand and personal financial services market prospects are generally good. Through analyzing the status quo of China's financial markets and reasons of financial products market continuing growing and explore the problems of China's commercial banks financing business, the author proposes opinions and suggestions for its healthy and sustainable development.