Impact of financial literacy models on the financial behavior of individuals: An empirical study on the Indian context

被引：0

作者：

Bhandare, Purushottam Vishnu ^{[1
]}

Guha, Samapti ^{[2
]}

Chaudhury, Rimita Hom ^{[3
]}

Ghosh, Chandralekha ^{[4
]}

机构：

[1] Tata Inst Social Sci, Sch Management & Labour Studies, Mumbai, Maharashtra, India

[2] Tata Inst Social Sci, Ctr Social Entrepreneurship, Mumbai, Maharashtra, India

[3] West Bengal State Univ, Econ, Barasat, India

[4] West Bengal State Univ, Dept Econ, Barasat, India

来源：

STRATEGIC CHANGE-BRIEFINGS IN ENTREPRENEURIAL FINANCE | 2021年 / 30卷 / 04期

关键词：

financial behavior; financial inclusion; financial literacy; insurance services; money management; MICROFINANCE; EDUCATION;

D O I：

10.1002/jsc.2431

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

Different financial literacy models adopted by formal and semi-formal institutes have dissimilar impacts on individuals' decision-making and financial behavior. Individuals who participated in semi-formal financial literacy training are more likely to borrow than those who participated in the formal financial literacy training program. Decomposition suggests that people who participated in the formal financial literacy program are more likely to subscribe to insurance services than people trained from semi-formal financial literacy program. Individuals who participated in the semi-formal financial literacy training program are more satisfied with their current financial situation than those who participated in the formal literacy training program.

引用

页码：377 / 387

页数：11

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