Does COVID-19 Affect Household Financial Behaviors? Fresh Evidence From China

被引：2

作者：

Guo, Hua ^{[1
]}

Zhang, Yang ^{[1
,2
]}

Peng, Yanling ^{[1
]}

Luo, Tong ^{[1
]}

Wang, Hong ^{[3
]}

机构：

[1] Sichuan Agr Univ, Chengdu, Peoples R China

[2] China Agr Univ, Beijing, Peoples R China

[3] Gezhouba Grp 2 Engn Co Ltd, Chengdu, Peoples R China

来源：

SAGE OPEN | 2022年 / 12卷 / 03期

基金：

中国国家自然科学基金;

关键词：

COVID-19; household financial behavior; KHB model; attitude; China; RISK; INSURANCE; MEDIATION; KNOWLEDGE; EDUCATION; CHOICE;

D O I：

10.1177/21582440221119481

中图分类号：

C [社会科学总论];

学科分类号：

03 ; 0303 ;

摘要：

Based on online survey data from 2020, the present study employed a logit model to examine the effects of COVID-19 on household financial behaviors in China. Additionally, the KHB (Kohler, Karlson, Holm) model was employed to explore the pathway through which COVID-19 affects household financial behaviors. These analyses revealed that household saving and borrowing behaviors were more sensitive to COVID-19 than insurance and investment behaviors. Moreover, the effects of COVID-19 on household saving and investment behaviors were found to be mediated by attitudes toward COVID-19. These findings suggest that more effective measures to reduce households' panic attitude to public health emergencies can diminish fluctuations in household financial behaviors in the short term.

引用

页数：12

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