One-sided commitment in life insurance contracts: Evidence from Health and Retirement Study

被引：0

作者：

Wu, Xi ^{[1
]}

Gan, Li ^{[2
]}

机构：

[1] Capital Univ Econ & Business, Int Sch Econ & Management, Beijing 100070, Peoples R China

[2] Texas A&M Univ, Dept Econ, College Stn, TX 77843 USA

来源：

ECONOMICS LETTERS | 2022年 / 219卷

基金：

中国国家自然科学基金; 中央高校基本科研业务费专项资金资助;

关键词：

Life insurance; One-sided commitment;

D O I：

10.1016/j.econlet.2022.110825

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

We study the properties of long-term insurance contracts using an individual-level survey data. Results indicate longer-term contracts are involved with lower lapse rates and healthier pool. These are consistent with the implications of Hendel and Lizzeri model with one-sided commitment. (C) 2022 Elsevier B.V. All rights reserved.

引用

页数：3

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