Research on Evaluation of Real Estate Development Enterprises' Credit Risk-A Rating System Used by Commercial Banks

被引:0
|
作者
Kang Yuhong [1 ]
Bao Mingyang [1 ]
机构
[1] Harbin Inst Technol, Sch Management, Harbin 150001, Peoples R China
关键词
Credit evaluation; Real estate development enterprise; Factor analysis; AHP;
D O I
暂无
中图分类号
F8 [财政、金融];
学科分类号
0202 ;
摘要
In China, most of the real estate development funds are credit loans from commercial banks. So efficient credit evaluation on real estate development enterprises can help commercial banks reduce bad loans possibilities and their own risk. The thesis bases on actual situation of real estate industry, analysing factors which can influence the credit level of real estate development enterprises, selects representative indicators, using analytic hierarchy process to determine the index weights, gives single index rating method and credit rank standard at the same time. Eventually it forms a set of credit evaluation system applicable to real estate development enterprise, and demonstrates the feasibility of the method by a concrete example.
引用
收藏
页码:491 / 496
页数:6
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