ARE THE EFFECTS OF MARKET CONCENTRATION AND INCOME DIVERSIFICATION ON BANKING PERFORMANCE PERSISTENT?

被引：0
|
作者：
Munoz Mendoza, Jorge A. [1 ,2 ]
Sepulveda Yelpo, Sandra M. [1 ,2 ]
Veloso Ramos, Carmen L. [1 ,2 ]
Delgado Fuentealba, Carlos [2 ,3 ]
机构：
[1] Univ Concepcion, Dept Gest Empresarial, Concepcion, Chile
[2] Univ Concepcion, Grp Invest Econ & Negocios GEN, Concepcion, Chile
[3] Univ Concepcion, Escuela Adm & Negocios, Concepcion, Chile
来源：
ECOS DE ECONOMIA | 2020年 / 24卷 / 50期
关键词：
Bank performance; Market concentration; Income diversification; EUROPEAN BANKS; RISK-TAKING; PROFITABILITY; DETERMINANTS; POWER; COMPETITION; IMPACT; INSTITUTIONS; EFFICIENCY; SPREADS;
D O I：
10.17230/ecos.2020.50.2
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
We analyze the effects of market concentration and income diversification on banking performance. We used a sample of 134 countries for the period 1994-2011 and used the GMM estimator proposed by Arellano and Bover (1995). Our results show that market concentration and income diversification have a positive and non-linear effect on bank performance. The non-linearity suggests that the positive effect is reversed if the banking industry has high levels of market concentration and income diversification. During an economic crisis, the banking industry reduces diversification to support its performance. These results are relevant for the design of financial policy and banking strategies.
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页码：25 / 44
页数：20
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