The Impact of High School Financial Education: Evidence from a Large-Scale Evaluation in Brazil

被引：95

作者：

Bruhn, Miriam ^{[1
]}

Leao, Luciana de Souza ^{[2
]}

Legovini, Arianna ^{[3
]}

Marchetti, Rogelio ^{[4
]}

Zia, Bilal ^{[1
]}

机构：

[1] World Bank, Dev Econ Res Grp, 1818 H St NW, Washington, DC 20433 USA

[2] Columbia Univ, Dept Sociol, 606 West 122nd St,MC 9649, New York, NY 10027 USA

[3] World Bank, Dev Impact Evaluat Unit, 1818 H St NW, Washington, DC 20433 USA

[4] World Bank, Latin Amer Div, 1818 H St NW, Washington, DC 20433 USA

来源：

AMERICAN ECONOMIC JOURNAL-APPLIED ECONOMICS | 2016年 / 8卷 / 04期

关键词：

SELF-REGULATION; EGO DEPLETION; PERFORMANCE; RESOURCES; KNOWLEDGE; LITERACY; FAMILIES; MEDIA;

D O I：

10.1257/app.20150149

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

We study the impact of a comprehensive high school financial education program spanning 6 states, 892 schools, and approximately 25,000 students in Brazil through a randomized control trial. The program increased student financial proficiency by a quarter of a standard deviation and raised grade-level passing rates. Short-term financial behaviors, however, show mixed results with significant improvements in students' savings and budgeting as well as positive spillovers to parents, but also an increase in students' use of expensive credit to make consumer purchases.

引用

页码：256 / 295

页数：40

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