Judgment on Financial Sustainability of Rural Small-sized Financial Institutions Development

Financial sustainability is the self-existence and development capability that can achieve without external special aid. This paper makes analysis and judgment according to the case study of three small-sized financial institutions such as Sichuan Yilong Huimin County Bank, Nanchong Meixin Micro-credit Loan Company and Shanxi Rishenglong Micro-credit Loan Company. The result shows that at present this type of Chinese rural new financial institutions mainly belongs to the type of business cost self-sufficiency, and the two inconsistent objectives of providing extensive service for the low income group or disadvantageous group in rural area and striving for the full responsibility for their own profits and losses can be integrated in a certain extent. Through the increasing of coverage of rural small-sized financial institutions they can achieve the financial sustainability.